|The Future Is Running A Little Late
||[Jul. 9th, 2019|10:45 am]
The wifi went down at the country pub where we had lunch yesterday and no-one could pay with plastic. Becky had said it was her treat but she was only carrying loose change so we dug into our wallets- which we'd filled earlier at a hole-in-the-wall. |
The cashless society may be coming- and I understand the powers that be would welcome it- but we need to get some wrinkles ironed out first.
After we'd paid the landlady came out of her back room and kicked the card-reader round the car park (not literally) and it was working again. Even so...
My point why I'm not that fond of turning this into the mainstream pay method and literally basing everything on that.
Besides the "every purchase is traceable"-aspect, technology can decide at any time it wants to go on strike, for whatever reason or none. Additionally, it's based on the broad availability of electricity.
So to say, it's something that only works properly if all cogs in the clockwork function as they should. But this can also easily be not in that state so that it works.
So that's why I'm not that fond of it.
I'm suspicious of it too. Yes, it can fail. And it's open to all sorts of manipulation.
I always like to have folding money in my wallet and hard cash in my pocket. I feel under-equipped and vulnerable when I go out carrying nothing but plastic.
I've heard people say, comparing using both methods practically, that they tend to take more care of their finances and the money they spend if they use hard cash instead of plastic card money.
Like - if you pay per card, it's just some abstract numbers on a screen.
If you see the fifty-whatever notes slipping from your hand, then the brain tends to realize "oh gosh, I've spend 150 bugs today!".
I refuse to have a credit card. That way I don't get suckered into spending money I don't actually have.
Credit cards I don't find to be so much mainstream here.
Could be mistaken, but I don't get to see one used that often...
Credit cards, by the way, - well, I don't know if it really is so, but I strongly suspect it - are nothing for poor people. They don't get a contract from their banks with that financial situation.
In this aspect, good that they're not so self-evident in daily life.
Online, it pisses me off that they're so common as payment methods and barely anything else exists outside of them.
Credit cards serve the banks- and get people enmeshed in debt.
I got into debt once- not entirely my fault- and it was a huge slog getting out again.
Remember the old jokes - hub comes home from work and tells his wife he had a tough day, the computer wasn't working so he had to think all day?
Most of the ice cream places around here are cash only (I wonder how I know...) and there are a couple dollar-type stores that are cash only (RealDeals).
Now there's a thing. One of the few places I knew that still refused to take plastic was an ice cream parlour- and it closed at the back end of last year.
Round here even the charity shops have card readers.
yes, here too. Most of them, anyway.